In the wake of the woman who sent $40,000.00 to a bank in Togo expecting to receive a 38 million dollar inheritence from a dead uncle, I offer this (received today): "Good afternoon, unfortunately some processings have been cracked by hackers, so a new secure code to protect your data has been introduced by visa.You should check your card balance and in case of suspicious transactions immediately contact your cardissuing bank.If all transactions are alright, it doesn't mean the card is not lost and cannot be used. Probably, your cardissuers have not updated information yet. That is why we strongly recommend you to visit our web-site and update your profile, otherwise we cannot guarantee stolen money repayment. Thank you for your attention. Click here and update your profile." Stupid, stupid, greedy, stupid....